CERTIFIED FINANCIAL PLANNER CM CERTIFICATION – A GLOBALLY RECOGNIZED CERTIFICATION
An Increased Demand Makes CFPCM Certification An Attractive Option
CFPCM Certification Program is one of the best finance courses in the world. The demand for CFPCM certification has caught pace recently because the world has now started knowing the value of the knowledge that a CFPCM certificant gains from the extensive study of finance. FPSB India is the apex authority which gives the person a right to use CFPCM marks with his name. In India FPSB India, through an agreement with US based body FPSB Ltd.is the marks licensing authority for CFPCM marks. CFPCM Certification Education Programme is not only the best finance course but is also a globally recognized mark. In a country like India there are just around 1,600 CFPCM Certificants as of now and the demand is expected to rise to about 1,00,000 in 2015.
Finest Course Material
A CFPCM professional has the highest level of knowledge when it comes to finance. A CFPCM professional can handle any kind of finance operations ranging from risk management & insurance planning, retirement planning & employee benefits, investment planning & portfolio management, taxation and estate planning to general & advance financial planning. Such huge course curriculum make a CFPCM Certificant well equipped to deal with any kind of finance issue. CFPCM Certificants have the advantage of dealing with a wide diversity of clients with different background and needs and the only thing that makes it possible is the financial knowledge that they have. CFPCM Certification Education consists of 6 modules and the test centres are located in India.
CFPCM Certification is recognized in 24 countries across the world. For example a CFPCM Certificant from India is permitted for incidental use or restricted use in other territories with a simple declaration as per the “Cross Border Use of CFP Marks” policy of FPSB Ltd. He/she can also practice in both territories by suitably completing certification procedure of the respective countries
CFPCM Certificants have a bright career when it comes to seeking an employment across financial services in general and wealth management and financial planning in particular. There is an added advantage in the form of an option to work in a corporate or to start his/ her own private practice. CFPCM Professionals have multiple sources of income. They earn commission on the trades that they execute for their clients or products sold by them ; they earn consultation fee for discussing and solving problems of their clients . Alternatively, enjoy a regular income by way of salary in case they prefer to work for a corporate. There is a dearth of CFPCM Professionals as the certification demands intense training and learning of specialized skills in personal financial engineering like a physician or an architect . More and more people are joining CFP Certification Programme to reap the unique advantage of demand far exceeding the availability of trained and qualified professionals.
Ethics – The Pillars of Discipline
Ethics is the key to every successful venture. In the absence of ethics there are scams and mis-management. And when it comes to finance i.e. when money is involved ethics becomes all the more important. CFP Code of Ethics should be adhered to by all the certificants failing which they can be banned from using CFPCM mark. Ethically as a CFPCM professional you are expected to treat the clients investment as your own money and ensure that the money is returned back with a reasonable return.